Capital Allocation · Quarterly Review

Stock Exit Scorecard

Enter financials below · Score updates live · Higher score = consider redeploying capital
Live Score
0 /115
01 Growth & Efficiency
Tip: EPS growth vs revenue growth reveals margin compression early. FCF/Net Income below 50% for two consecutive quarters is a red flag for earnings quality.
Revenue Growth YoY %
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Year-over-year revenue growth. Below 8% signals slowing demand momentum.
EPS Growth YoY % NEW
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Earnings per share growth. If EPS grows slower than revenue, margins are eroding. Negative EPS growth is a strong exit signal.
ROCE %
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Return on Capital Employed. Below 15% means the business is destroying value relative to cost of capital.
Op. Margin Change YoY (pp)
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Change in operating margin vs last year in percentage points. Enter negative if it fell (e.g. –4), positive if it improved (e.g. +2). Only a decline beyond –3pp adds to the exit score.
FCF / Net Income % NEW
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Free Cash Flow ÷ Net Income × 100. Below 50% for 2+ quarters suggests earnings may not be backed by real cash — a manipulation risk flag.
02 Valuation Discipline
Select the company's sector to load the correct valuation metrics and benchmarks
Technology & Growth
SaaS / Software
Internet / Platform
Hardware / Semis
IT Services / Consulting
Financials
Banks / PSU Banks
NBFC / Insurance
AMC / Broking
Consumer & Retail
FMCG / Staples
Retail / QSR
Consumer Durables
Industrial & Cyclical
Capital Goods / Defence
Auto / Auto Ancillary
Infrastructure / EPC
Metals / Mining
Other
Pharma / Healthcare
Real Estate / REITs
Oil & Gas / Energy
General / Other
Select a sector above to load the correct valuation inputs.
03 Balance Sheet & Governance
Key addition: Auditor resignations and qualified opinions are historically the strongest early fraud indicators — weighted highest in this section.
Debt / Equity Ratio
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Total debt ÷ shareholders' equity. For non-financial companies, above 0.5 is a risk flag. Above 1.0 is dangerous.
Promoter Pledge %
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Percentage of promoter shares pledged as collateral. Above 20% is a serious governance concern — forced selling risk.
Promoter Stake Δ 1Y %
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Change in promoter holding over the last year. Enter negative value if they reduced stake (e.g. -2.5). Drop above 2% is a warning.
Auditor / Accounting Flags NEW
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Has the auditor resigned, issued a qualified/adverse opinion, or have there been financial restatements? Historically the strongest early warning of fraud.
04 Market Warning Signals
Drop from 52-Week High %
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How far below the 52-week high is the stock trading? Enter positive number. Significant drops alongside slowing revenue = market detecting trouble early.
Revenue Trend
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Price signals only score if revenue is also slowing. A price drop with strong revenue growth may be an opportunity, not a warning.
05 Moat Integrity CORE
Now mandatory: Structural advantage loss often shows up here 2–4 quarters before it appears in earnings. Examples: AI disruption, new regulation, pricing wars, or market share loss above 3%.
Competitive Position Assessment
06 Value Cushion & Momentum

These factors reduce the exit signal — they provide downside protection or positive momentum. Check all that apply.

⏱ 2-Quarter Confirmation Rule

A signal must persist for 2 consecutive quarters before taking action. One recovery quarter resets the clock.

  • Bypass immediately for: Fraud, auditor resignation, governance collapse, or a sudden massive debt spike